AI Search"Sadaqah Bank" : (Record no. 1644)
[ view plain ]
| 000 -LEADER | |
|---|---|
| fixed length control field | 06482nas a2200433 a 4500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20260817161533.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 100531s2009 th uu|m rtt 0| a1eng d |
| 035 ## - SYSTEM CONTROL NUMBER | |
| System control number | .b12077495 |
| 099 #9 - LOCAL FREE-TEXT CALL NUMBER (OCLC) | |
| Classification number | AIT Thesis no.SM-08-02 |
| 100 1# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Alam, Md. Zahidul |
| 245 12 - TITLE STATEMENT | |
| Title | "Sadaqah Bank" : |
| Remainder of title | a model for a new financial institution for sustainable poverty alleviation |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | Pathum Thani, Thailand : |
| Name of publisher, distributor, etc. | Asian Institute of Technology, |
| Date of publication, distribution, etc. | 2008 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 66 leaves : |
| Other physical details | ill. |
| 490 1# - SERIES STATEMENT | |
| Series statement | Thesis ; |
| Volume/sequential designation | no. SM-08-02 |
| 500 ## - GENERAL NOTE | |
| General note | Submitted in partial fulfillment of the requirement for the degree of Masters of Business Administration in International Business, School of Management |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Thesis (M.B.A.) - Asian Institute of Technology, 2008 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Poverty is a global problem and more than half of the total population of the world is affected by poverty. The problem is serious especially in the third world countries like Bangladesh. Poverty is not only a problem of the poor person himself, but it affects badly the whole society and the country. Though various attempts are undertaken from government levels as well as private levels to alleviate poverty, the progress in poverty reduction has not been significant. Nowadays, 'Microcredit' has become a popular weapon to combat against poverty and it has created some success stories in different countries in the world. However, Microcredit organizations are charging amazing high interest rate on its micro-loans from the poor borrowers, imposing joint liability on the group members for individual loans. The present microcredit system does not allow any project implementation period to its borrowers and does not provide any social support services like education or healthcare to the borrowers. Because of these limitations the microcredit model is now being questioned and strongly criticized about its ability for sustainable poverty alleviation. Microcredit, nowadays, has become a profitable business of credit with the poor people. Because of high profitability and high repayment rate, more and more non-government organizations (NGOs) are undertaking microcredit programmes in Bangladesh, but the overall state of poverty has not changed in proportion. Poverty alleviation should be a non-profit oriented social movement. In order to attain sustainable poverty alleviation, the poor people should be given, at least, the opportunities of fixed-income employments, zero-interest loans, free education and free healthcare. Finding a zero-return source of finance is one of the major challenges for the sustainable poverty alleviation program. The charity and donation funds are one major source of zero-return finance. In Bangladesh, Islam is the major religion and Islam has ordered and encouraged its followers to pay different types of charities. In Islam charity funds are categorized under three major headings: compulsory charity (Zakah, Fithrah, Ushar), voluntary charity (Sadaqah) and perpetual charity (Waqf). Every year a large amount of charity payments are made in Bangladesh as well as in other parts of the Muslim world. However, in reality, there is no financial institution to collect and utilize these huge charity funds for the purpose of alleviating poverty. In other words, there is no charity funds management in Bangladesh. The present research study attempts to develop an institutional framework, named "Sadaqah Bank", in order to collect and utilize charity funds in more efficient and effective ways. Sadaqah is an Arabic word which means charity. The proposed bank will be a interest free, non-profit organization, which ultimate goal is to build a hunger and poverty free society. A new model of investment, named "Micro-project" is proposed instead of "Microcredit" for breaking the "vicious cycle of poverty". Micro-project is a medium scale, labor intensive project which will create fixed-income employments for the skilled and semi-skilled poor people. The operational responsibility of the micro-project will go to the Sadaqah bank management. Therefore, Micro-project mechanism will shift of risk of default from the poor members to the institutions. Micro-project mechanism will shift the risk of default from the poor members to the institutions. Moreover, the micro-project system will attempt to overcome the limitations of the present microcredit system. The Destitute groups are also given financial benefits under the micro-project model. Micro-project will give 15% of ownership to the destitute people (orphan, old people, physically disabled person etc.) The present study believes that loans, credit or financial supports can not solve the poverty problem alone. Some basic social support services like education and healthcare are must for real poverty alleviation. Therefore, the "Sadaqah bank" model will ensure free healthcare and free education for the extreme poor people from its Waqf charity (perpetual) funds. Finally, a non-monetary social growth model is proposed for the Sadaqah bank. The concept of the Sadaqah bank model is novel so far it is only a theory. Attempts should be made to implement the model in order to judge its efficiency in poverty alleviation. |
| 610 20 - SUBJECT ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Sadaqah Bank |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Poverty |
| Geographic subdivision | Bangladesh |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Neal, Mark W., |
| Relator term | Examination Committee |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Ilkka Kauranen, |
| Relator term | Chairperson |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Donyaprueth Krairit, |
| Relator term | Examination Committee |
| 710 2# - ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Asian Institute of Technology Fellowship, |
| Relator term | Scholarship donor |
| 810 2# - SERIES ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Asian Institute of Technology. |
| Title of a work | Thesis ; |
| Volume/sequential designation | no. SM-08-02 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Materials specified | Full-Text |
| Uniform Resource Identifier | <a href="http://203.159.5.9/ait-thesis/detail.php?q=B03961 ">http://203.159.5.9/ait-thesis/detail.php?q=B03961 </a> |
| 907 ## - LOCAL DATA ELEMENT G, LDG (RLIN) | |
| a | .b12077495 |
| b | mnait |
| c | u |
| 902 ## - LOCAL DATA ELEMENT B, LDB (RLIN) | |
| a | 240329 |
| 998 ## - LOCAL CONTROL INFORMATION (RLIN) | |
| Operator's initials, OID (RLIN) | 0 |
| Cataloger's initials, CIN (RLIN) | 100531 |
| First date, FD (RLIN) | m |
| -- | a |
| -- | u |
| -- | 2 |
| 945 ## - LOCAL PROCESSING INFORMATION (OCLC) | |
| l | mnait |
| 945 ## - LOCAL PROCESSING INFORMATION (OCLC) | |
| l | mnait |
| 945 ## - LOCAL PROCESSING INFORMATION (OCLC) | |
| l | mnarc |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | 20-AIT Publication |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | 22-AIT Thesis (Replacement) |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | 40-Archives |
| 909 ## - LOCAL ITEMS USED | |
| Barcode | Barcode : 30050120906762 |
| CREATED | CREATED : 2010-05-31 |
| RECORD Id | RECORD # : i12635790 |
| LPATRON | LPATRON : 1015151 |
| LCHKIN | LCHKIN : 2012-09-18 |
| RENEWALS | # RENEWALS : 0 |
| -- | # OVERDUE : 0 |
| -- | IUSE3 : 0 |
| -- | TOT CHKOUT : 1 |
| -- | TOT RENEW : 8 |
| 909 ## - LOCAL ITEMS USED | |
| Barcode | Barcode : 30050120551659 |
| CREATED | CREATED : 2014-10-04 |
| RECORD Id | RECORD # : i12789240 |
| LPATRON | LPATRON : 0 |
| LCHKIN | LCHKIN : - |
| RENEWALS | # RENEWALS : 0 |
| -- | # OVERDUE : 0 |
| -- | IUSE3 : 0 |
| -- | TOT CHKOUT : 0 |
| -- | TOT RENEW : 0 |
| 909 ## - LOCAL ITEMS USED | |
| Barcode | Barcode : 30050120221634 |
| CREATED | CREATED : 2016-03-31 |
| RECORD Id | RECORD # : i12917448 |
| LPATRON | LPATRON : 0 |
| LCHKIN | LCHKIN : - |
| RENEWALS | # RENEWALS : 0 |
| -- | # OVERDUE : 0 |
| -- | IUSE3 : 0 |
| -- | TOT CHKOUT : 0 |
| -- | TOT RENEW : 0 |
| Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Cost, normal purchase price | Total checkouts | Full call number | Barcode | Date last seen | Copy number | Price effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 17/08/2026 | 50.00 | AIT Thesis no.SM-08-02 | 30050120906762 | 17/08/2026 | 1 | 17/08/2026 | 20-AIT Publication | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 17/08/2026 | 50.00 | AIT Thesis no.SM-08-02 | 30050120551659 | 17/08/2026 | 3 | 17/08/2026 | 22-AIT Thesis (Replacement) | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 17/08/2026 | AIT Thesis no.SM-08-02 | 30050120221634 | 17/08/2026 | 1 | 17/08/2026 | 40-Archives |