AI SearchDeterminants of bank loan financing to private SMEs in Vietnam (Record no. 27921)
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| fixed length control field | 04294nas|a2200469 a 4500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20260818090402.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 090602s2007 th uu|m rtm 0| a1eng d |
| 035 ## - SYSTEM CONTROL NUMBER | |
| System control number | .b12057344 |
| 099 #9 - LOCAL FREE-TEXT CALL NUMBER (OCLC) | |
| Classification number | AIT Diss. no.SM-07-08 |
| 100 0# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Le Thi Bich Ngoc |
| 245 10 - TITLE STATEMENT | |
| Title | Determinants of bank loan financing to private SMEs in Vietnam |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | Pathum Thani, Thailand : |
| Name of publisher, distributor, etc. | Asian Institute of Technology, |
| Date of publication, distribution, etc. | 2007 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 117 leaves : |
| Other physical details | ill. |
| 490 1# - SERIES STATEMENT | |
| Series statement | Dissertation ; |
| Volume/sequential designation | no. SM-07-08 |
| 500 ## - GENERAL NOTE | |
| General note | A dissertation submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy, School of Management |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Thesis (Ph.D.) - Asian Institute of Technology, 2007 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Anecdotal evidence suggests that private small and medium sized enterprises (SMEs) have limited access to bank loans. This raises a very basic question of what factors influence the bank loan availability and loan terms. A growing body of literature on the factors influencing bank financing of SMEs has not yet fully addressed several issues. Firstly, there is a lack of a model that accounts for firm growth stages in accessing bank loans. Secondly, while relationships with banks have been found to be important for SMEs' access to bank loans, the distinctive impact of interpersonal and inter-organizational relationships with banks have not been addressed. Thirdly, the impact of firm's overall networking on bank financing is largely overlooked. Finally, there is a lack of empirical tests in different contexts, especially in transition economies. This study helps narrow this gap in the literature by employing an institutional perspective and argues that a firm's legitimacy positively influences access to bank financing. Specifically, this study develops a model of determinants of bank financing by private SMEs, and tests that model in Vietnam. A combination of different research methods has been used to capture factors influencing bank financing to private SMEs in the under-studied context of Vietnam. In-depth interviews were conducted with a State bank official, bank officers and private SMEs owners. Based on insights from the interviews a literature-based-model was designed and tested with a sample of 214 private SME owner-managers. The study's results indicate that later stage firms enjoy lower interest rates and shorter loan approval times than earlier stage firms. The results also suggest there are considerable benefits associated with inter-organizational banking relationships for bank financing (higher bank loan availability with more favorable terms). On the other hand, the effects of inter-personal relationships, networking and professional management practices on bank financing are contingent on a firm's growth stage. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Small business |
| Geographic subdivision | Vietnam |
| General subdivision | Finance |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Venkatesh, Sundar, |
| Relator term | Chairperson |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Swierczek, F.W., |
| Relator term | Examination Committee |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Do Ba Khang, |
| Relator term | Examination Committee |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Shivakoti, Ganesh P., |
| Relator term | Examination Committee |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Jain, P. K., |
| Relator term | Examination Committee |
| 710 2# - ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Government of Switzerland, |
| Relator term | Scholarship Donor |
| 810 2# - SERIES ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Asian Institute of Technology. |
| Title of a work | Dissertation ; |
| Volume/sequential designation | no. SM-07-08 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Materials specified | Full-Text |
| Uniform Resource Identifier | <a href="http://203.159.5.9/ait-thesis/detail.php?q=B10592">http://203.159.5.9/ait-thesis/detail.php?q=B10592</a> |
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| 998 ## - LOCAL CONTROL INFORMATION (RLIN) | |
| Operator's initials, OID (RLIN) | 0 |
| Cataloger's initials, CIN (RLIN) | 090602 |
| First date, FD (RLIN) | m |
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| 945 ## - LOCAL PROCESSING INFORMATION (OCLC) | |
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| 945 ## - LOCAL PROCESSING INFORMATION (OCLC) | |
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| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | 20-AIT Publication |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | 22-AIT Thesis (Replacement) |
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| Koha item type | 40-Archives |
| 909 ## - LOCAL ITEMS USED | |
| Barcode | Barcode : 30050120905095 |
| CREATED | CREATED : 2009-02-06 |
| RECORD Id | RECORD # : i12606686 |
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| Barcode | Barcode : 30050120565352 |
| CREATED | CREATED : 2012-08-31 |
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| Barcode | Barcode : 30050160000120 |
| CREATED | CREATED : 2016-03-23 |
| RECORD Id | RECORD # : i12903930 |
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| Barcode | Barcode : 30050121065410 |
| CREATED | CREATED : 2024-03-26 |
| RECORD Id | RECORD # : i13492378 |
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| Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Cost, normal purchase price | Total checkouts | Full call number | Barcode | Date last seen | Copy number | Price effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 18/08/2026 | 50.00 | AIT Diss. no.SM-07-08 | 30050120905095 | 18/08/2026 | 1 | 18/08/2026 | 20-AIT Publication | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 18/08/2026 | AIT Diss. no.SM-07-08 | 30050120565352 | 18/08/2026 | 3 | 18/08/2026 | 22-AIT Thesis (Replacement) | |||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 18/08/2026 | AIT Diss. no.SM-07-08 | 30050160000120 | 18/08/2026 | 1 | 18/08/2026 | 40-Archives | |||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 18/08/2026 | 50.00 | AIT Diss. no.SM-07-08 | 30050121065410 | 18/08/2026 | 2 | 18/08/2026 | 20-AIT Publication |