AI SearchAn examination of the impact of and response to the foreign current freeze on banks in Pakistan : (Record no. 41666)
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| 035 ## - SYSTEM CONTROL NUMBER | |
| System control number | .b11814561 |
| 099 #9 - LOCAL FREE-TEXT CALL NUMBER (OCLC) | |
| Classification number | AIT RSPR no. SM-00-77 |
| 100 1# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Sadozai, Faisal Sharif Khan |
| 245 13 - TITLE STATEMENT | |
| Title | An examination of the impact of and response to the foreign current freeze on banks in Pakistan : |
| Remainder of title | a case study of the banking industry of Pakistan |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | Bangkok : |
| Name of publisher, distributor, etc. | Asian Institute of Technology, |
| Date of publication, distribution, etc. | 2000 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 63 leaves |
| 490 1# - SERIES STATEMENT | |
| Series statement | Research studies project report ; |
| Volume/sequential designation | no. SM-00-77 |
| 500 ## - GENERAL NOTE | |
| General note | A research study submitted in partial fulfillment of the requirements for the degree of Master of Business Administration, School of Management |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Research Studies Project Report (M.B.A.) - Asian Institute of Technology, 2000 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | The freezing of FCAs can be termed a watershed event of the 1990s, at par with some of the most fundamental decisions taken in Pakistan's turbulent economic history (such as the nationalization drive in the1970s). Unfortunately for the government, FCA holders are unforgiving in their assessment that this policy action was the result of unwillingness on the part of the government (rather than its inability) to service its sovereign liability. Pakistan banking sector found itself in a crisis. The banks were heavily dependent on these FCAs, as considerable amount of the bank resources came from these accounts. In terms of immediate impacts on banks, most banks experienced a net flow of rupees as depositors started converting their Foreign Currency Accounts. However if these rupees are used to buy hard currency in the kerb market, the bulk of the remaining funds were likely to be channeled back to the banking system through new Rupee deposit schemes, except for the hard currency that is sent overseas. As these rupees are not going to be viewed as savings, they were more likely to be placed in demand or short term deposits. Thus, from the viewpoint of the banks and financial institutions in Pakistan it became crucial to attract deposits from people in order to 1route the funds back to the financial system. After a period was specified by which all FCAs must be converted in to local currency, the strategy of most of the Banks, including Foreign Banks, was to quickly devalue various Rupee schemes offered to FCA holders to convert there foreign exchange into rupee and emphasize on raising local currency deposits and try to maintain liquidity. Banks aggressively marketed Pak Rupee deposits. Banks offered Rupee deposits and investment products as alternative investment avenues. Lucrative products in Pak Rupee were offered to control liquidity and decrease risk factor and introduced incentive schemes for converted accounts i.e. high rate of interest on converted Pak Rupee accounts to keep the deposits intact with the Bank. Shrinkage of Bank's loan books through exit of marginal + import based clients Banks. The required funding was arranged from inter-bank market. Bank's also exerted upon clients to convert their accounts into special us dollar bonds (retention strategy). Aggressively market for fresh deposits and to retain converted funds and increased their lending rates to cover for increased cost of funds. A general trend observed is that under the irrational situation, in which the banks were operating the thing which has played an important role was not only the product design or the marketing campaign but other more important thing which seem to have played a vital role in the success and failure of these products is the level of public confidence in the institution, size and image of the institutions and its reputation. Basically the big players that have a strong base and a big network have used and taken advantage of their image to make their product launches a success. |
| 650 10 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Banks and banking |
| General subdivision | Pakistan |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Swierczek, F.W., |
| Relator term | Chairperson |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Bechter, Clemens, |
| Relator term | Examination Committee |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Truong, Quang, |
| Relator term | Examination Committee |
| 710 2# - ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Self-support, |
| Relator term | Scholarship Donor |
| 810 2# - SERIES ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Asian Institute of Technology. |
| Title of a work | Research studies project report ; |
| Volume/sequential designation | no. SM-00-77 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Materials specified | Full-Text |
| Uniform Resource Identifier | <a href="http://203.159.5.9/ait-thesis/detail.php?q=B07041">http://203.159.5.9/ait-thesis/detail.php?q=B07041</a> |
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| Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Total checkouts | Full call number | Barcode | Date last seen | Copy number | Price effective from | Koha item type |
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| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 18/08/2026 | AIT RSPR no. SM-00-77 | 30050120669758 | 18/08/2026 | 1 | 18/08/2026 | 20-AIT Publication | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 18/08/2026 | AIT RSPR no. SM-00-77 | 30050120669741 | 18/08/2026 | 2 | 18/08/2026 | 20-AIT Publication | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 18/08/2026 | AIT RSPR no. SM-00-77 | 30050160085030 | 18/08/2026 | 1 | 18/08/2026 | 40-Archives | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 18/08/2026 | AIT RSPR no. SM-00-77 | 30050120932032 | 18/08/2026 | 3 | 18/08/2026 | 20-AIT Publication | ||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 18/08/2026 | AIT RSPR no. SM-00-77 | 30050120908438 | 18/08/2026 | 4 | 18/08/2026 | 20-AIT Publication |