AI SearchAssessing credit needs of the rural poor in Lao PDR : (Record no. 8769)
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| 000 -LEADER | |
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| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20260817163430.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 080129s2007 th uu|m rtt 0| a1eng d |
| 035 ## - SYSTEM CONTROL NUMBER | |
| System control number | .b1195842x |
| 099 #9 - LOCAL FREE-TEXT CALL NUMBER (OCLC) | |
| Classification number | AIT RSPR no.RD-07-02 |
| 100 0# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Choulaphone Sayasene |
| 245 10 - TITLE STATEMENT | |
| Title | Assessing credit needs of the rural poor in Lao PDR : |
| Remainder of title | a case study of two villages in Thakhek District |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | Pathum Thani, Thailand : |
| Name of publisher, distributor, etc. | Asian Institute of Technology, |
| Date of publication, distribution, etc. | 2007 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 85 leaves : |
| Other physical details | ill. |
| 490 1# - SERIES STATEMENT | |
| Series statement | Research studies project report ; no. RD-07-02 |
| 500 ## - GENERAL NOTE | |
| General note | A research study submitted in partial fulfillment of the requirements for the degree of Master of Science in Regional and Rural Development Planning |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Research Studies Project Report (M.Sc.) - Asian Institute of Technology, 2007 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | This research deals with the assessing credit needs of the rural poor in Thakhek district, Khammouane Province in the Central of Lao PDR. The main objectives of the research are to study the credit needs of the poor for different purposes; to study capacity of the credit institutions, their delivery mechanism and performance; to identify the problems of the borrower and credit institutions, and to provide recommendations in order to meet the credit needs of the poor. The scope of this study is focused on the formal institutions such as VIP Project under ADP Program delivering microcredits over last 5 years. The research has been conducted with 50 sampled credit member households, who are involved in agriculture activities. Two villages are selected in order to have adequate number of samples or households who have availed credit. The purpose is not to make a comparative study. To measure this, the analysis has been done based on data collected through households' surveys, interviews, observations, and discussions with credit member households and key informants involved in the projects. The research focused both on qualitative and quantitative analysis. Main finding of this research is that rural households require more credit for investment in agriculture production due to limited credit for each of activities from the credit institutions or microcredit projects. However, most of the rural people are satisfied (100%) with credit delivery mechanism and performance of the project through increased opportunities for employment, incomes, agriculture output, and health care. In addition, rural poor need credit not only for agriculture and non-agriculture purposes but also for consumption, for daily needs, to compensate for lack of knowledge and skills that affect productivity, and for solving problems due to natural disasters. It is finding also found that, the credit was provided initially without interest rate. To meet the emergencies and sustainable, the interest rate was fixed by the village committee from 3-7% per year depending on the nature of the activity related to farm production, as agreed by the credit members. The research concludes that, limited credits are the major problems faced by the credit sources (VIP under ADP programs) as evidenced from the credit members. Most rural households also have faced the problems in terms of lack of knowledge and skills for improving the productivity in agriculture production and due to inadequate activities related to non-agriculture production. Few recommendations are given in order to strengthen the rural credit delivery mechanism and performance of the microcredit project and credit institutions in the rural and remote areas of the Lao PDR. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Rural poor |
| General subdivision | Finance |
| -- | Evaluation |
| Geographic subdivision | Laos |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Microfinance |
| Geographic subdivision | Laos |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Routray, Jayant Kumar, |
| Relator term | Chairperson |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Soparth Pongquan, |
| Relator term | Examination Committee |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Ahmad, Mokbul Morshed, |
| Relator term | Examination committee |
| 710 2# - ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Sweden (Sida), |
| Relator term | Scholarship donor |
| 810 2# - SERIES ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Asian Institute of Technology. |
| Title of a work | Research studies project report ; no. RD-07-02 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Materials specified | Full-Text |
| Uniform Resource Identifier | <a href=" http://203.159.5.9/ait-thesis/detail.php?q=B10710"> http://203.159.5.9/ait-thesis/detail.php?q=B10710</a> |
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| Koha item type | 22-AIT Thesis (Replacement) |
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| Koha item type | 20-AIT Publication |
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| Barcode | Barcode : 30050120720510 |
| CREATED | CREATED : 2012-10-22 |
| RECORD Id | RECORD # : i12708100 |
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| LCHKIN | LCHKIN : 2015-10-25 |
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| CREATED | CREATED : 2019-12-23 |
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| Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Total checkouts | Full call number | Barcode | Date last seen | Copy number | Price effective from | Koha item type | Cost, normal purchase price |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 17/08/2026 | AIT RSPR no.RD-07-02 | 30050120720510 | 17/08/2026 | 3 | 17/08/2026 | 22-AIT Thesis (Replacement) | |||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | Archives | 17/08/2026 | AIT RSPR no.RD-07-02 | 30050160107131 | 17/08/2026 | 17/08/2026 | 40-Archives | ||||||
| Available for Loans | Asian Institute of Technology Library | Asian Institute of Technology Library | AIT Publications | 17/08/2026 | AIT RSPR no.RD-07-02 | 30050120926042 | 17/08/2026 | 4 | 17/08/2026 | 20-AIT Publication | 50.00 |