Assessing the benefits of the Village Development Fund Project in rural Thailand : (Record no. 8832)

MARC details
000 -LEADER
fixed length control field 05183nas|a2200445 a 4500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20260817163444.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 080125s2007 th uu|m rtt 0| a1eng d
035 ## - SYSTEM CONTROL NUMBER
System control number .b11933409
099 #9 - LOCAL FREE-TEXT CALL NUMBER (OCLC)
Classification number AIT Thesis no.RD-07-01
100 0# - MAIN ENTRY--PERSONAL NAME
Personal name Jongkol Para
245 10 - TITLE STATEMENT
Title Assessing the benefits of the Village Development Fund Project in rural Thailand :
Remainder of title comparison between poor and non-poor households in two villages
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. Pathum Thani, Thailand :
Name of publisher, distributor, etc. Asian Institute of Technology,
Date of publication, distribution, etc. 2007
300 ## - PHYSICAL DESCRIPTION
Extent 118 p. :
Other physical details ill.
490 1# - SERIES STATEMENT
Series statement Thesis ; no. RD-07-01
500 ## - GENERAL NOTE
General note A thesis submitted in partial fulfillment of the requirements for the degree of Master of Science in Regional and Rural Development Planning
502 ## - DISSERTATION NOTE
Dissertation note Thesis (M.Sc.) - Asian Institute of Technology, 2007
520 ## - SUMMARY, ETC.
Summary, etc. The purpose of this study is to assess short term benefits of the Village Development Fund Project (VDF). It aims to compare the impacts on the poor and non-poor households in terms of their performance in management and usage of the loan, and also try to investigate the credit needs of the people. Based on a household survey, this study was conducted in two villages under VDF project in the rural area of the northeast of Thailand. In order to obtain essential information for its analysis, questionnaires and in-depth interviews were applied during data collection. The finding reveals that the poor usually have narrower opportunities to take out loan from the VDF. Even though the fund gives equal opportunity to the members from all sections, the poor still find it difficult to apply for a loan while the poorest of the poor are excluded from the fund. In terms of management, the VDF provides the villagers a chance to manage the fund independently. Government officials mostly act as facilitators and assistants to increase managerial skills. From the findings, most villagers were satisfied with the project. They were proud of their micro-financial management that had accumulated so much money in the fund. The profit was transferred from the fund into the community development activities. The most beneficial aspect of the VDF is that the poor can access more to the financial source without collateral. Moreover, the interest rate is rather lower than other sources which resulted in lesser dependency on informal loans. The villagers also have more occupational options e.g. animal husbandry. However there are some other problems such as some borrowers, especially the poor did not use the loan for the purpose taken, which warranted any actions in fiscal terms. Thus the borrowers had to take loan from other sources to repay, and could never get free from indebtedness. In addition, there was a management initiative through the VDF group to establish a second source of funding accrued from interests to help those who could not repay in time. Nevertheless, this study discovered a constraint of the VDF; the repayment period was rather short which was not appropriate to the borrowers' occupation. And the amount of loan granted was barely sufficient. The weak point is that the follow-up mechanism was poorly enforced. Eventually, the borrowers were drowned in debts. In general, the VDF helps improve the household's economy. Villagers have much money to spend for household consumption, more occupational choices, but families' indebtedness is higher, accordingly. Recommendations for the improvement are that there must be rigorous motivation in community participation to examine and govern the fund. The regulation should be able to facilitate the poorest of the poor in taking out a loan. Moreover, vocational training programs or financial management training should be done. Repayment period should be extended depending on different types of investment.
610 20 - SUBJECT ADDED ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element Village Development Fund Project, Thailand
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Rural development projects
Geographic subdivision Thailand
700 1# - ADDED ENTRY--PERSONAL NAME
Personal name Routray, Jayant Kumar,
Relator term Chairperson
700 0# - ADDED ENTRY--PERSONAL NAME
Personal name Soparth Pongquan,
Relator term Examination Committee
700 1# - ADDED ENTRY--PERSONAL NAME
Personal name Ahmad, Mokbul Morshed,
Relator term Examination Committee
710 2# - ADDED ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element International Fellowships Fund,
Relator term Scholarship Donor
710 2# - ADDED ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element the Ford Foundation International Fellowships Program,
Relator term Scholarship Donor
810 2# - SERIES ADDED ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element Asian Institute of Technology.
Title of a work Thesis ; no. RD-07-01
856 ## - ELECTRONIC LOCATION AND ACCESS
Materials specified Full-Text
Uniform Resource Identifier <a href=" http://203.159.5.9/ait-thesis/detail.php?q=B11358"> http://203.159.5.9/ait-thesis/detail.php?q=B11358</a>
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a .b11933409
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998 ## - LOCAL CONTROL INFORMATION (RLIN)
Operator's initials, OID (RLIN) 0
Cataloger's initials, CIN (RLIN) 080125
First date, FD (RLIN) m
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942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type 20-AIT Publication
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type 22-AIT Thesis (Replacement)
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type 40-Archives
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Holdings
Withdrawn status Lost status Damaged status Not for loan Home library Current library Shelving location Date acquired Cost, normal purchase price Total checkouts Full call number Barcode Date last seen Copy number Price effective from Koha item type
      Available for Loans Asian Institute of Technology Library Asian Institute of Technology Library AIT Publications 17/08/2026 10.00   AIT Thesis no.RD-07-01 30050120915193 17/08/2026 1 17/08/2026 20-AIT Publication
      Available for Loans Asian Institute of Technology Library Asian Institute of Technology Library AIT Publications 17/08/2026 50.00   AIT Thesis no.RD-07-01 30050120659668 17/08/2026 3 17/08/2026 22-AIT Thesis (Replacement)
      Available for Loans Asian Institute of Technology Library Asian Institute of Technology Library Archives 17/08/2026     AIT Thesis no.RD-07-01 30050120237747 17/08/2026   17/08/2026 40-Archives
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