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  <titleInfo>
    <title>The growth of buy-now-pay later</title>
    <subTitle>how it impacts on consumer financing and spending behavior</subTitle>
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  <name type="personal">
    <namePart>Cao Ba Thuy</namePart>
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    <namePart>Endress, Tobiass</namePart>
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  <name type="personal">
    <namePart>Santoso, Djoen San</namePart>
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  <name type="personal">
    <namePart>Junaid,  Muhammad</namePart>
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    <place>
      <placeTerm type="text">Pathum Thani, Thailand</placeTerm>
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    <publisher>Asian Institute of Technology</publisher>
    <dateIssued>2025</dateIssued>
    <issuance>continuing</issuance>
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    <extent>114 leaves  : ill.+ 1 online resource</extent>
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  <abstract>No abstract</abstract>
  <note>Special study submitted in partial fulfillment of the requirements for the Degree of Doctor of Business Administration</note>
  <subject authority="lcsh">
    <topic>Consumer credit</topic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer behavior</topic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumption (Economics)</topic>
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  <identifier type="uri">http://203.159.5.9/ait-thesis/detail.php?q=B23612</identifier>
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