02457nam a2200241   450000500170000000800410001703500150005810000260007324501270009926000520022630000110027849000270028950001030031650200570041952013750047665000530185170000380190470000450194270000510198771000530203881000590209185600650215020260817173323.0101198 1985    th      r    0000|0 eng d  a.b100251570 aPannarai Chumnanchang12aA comparative analysis of rural credit markets in irrigated and rainfed areas :ba case study in Korat province (Thailand)  aBangkok :bAsian Institute of Technology,c1985  a118 p.1 aThesis ;vno. HS-85-06  aA thesis submitted in partial fulfillment of the requirements for the degree of Master of Science   aThesis (M.Sc.) - Asian Institute of Technology, 1985  aThis study establishes that there are connections between  formal a nd informal credit markets in both irrigated and rainfed areas. however, there is more empirica1 evidence in Pleon Long, the irrigated vi1lage than in dong Smong, the rained one. The objectives for obtaining loans in the irrigated village are  investment in agricultural machines and covering expenses tor arranging jobs in the Middle East. The objectives for obtaining loans in the rainfed area are to cover household consumption and emergencies such as expenses tor ill-health. It has been found that the distribution of loans from both  forma1 and informal lenders is a very strongly correlated with  household wealth, especially loans from formal lenders such as commercial banks. This happens because the villagers in the rich or miad1e income group can supply collateral for the guarantee, both with formal and informal lenders. The villages in the poor group have no assets or collateral to guarantee repayment.  Even though, there are governmental credit projects f or small farmers such as the Bank tor Agriculture and Agricultural  Cooperatives (BAAC) and the Government Credit Cooperatives, the  small farmers still face problems of social constraints. Only few  of them can be embers of these credit groups through enlisting  the support from the rich and for al leaders in their community. 0aAgricultural creditxThailandxNakhon Ratchasima1 aTips, Walter E. J., eChairperson1 aDemaine, Harvey, eExamination Committee1 aSomsak Tambunlertchai, eExamination Committee2 aThe Government of Australia, eScholarship Donor2 aAsian Institute of Technology.tThesis ;vno. HS-85-06  3Full-Textuhttp://203.159.5.9/ait-thesis/detail.php?q=B20076