03042nam a2200397 4500 20260818085431.0 070898 th eng .b11410437 AIT Thesis no. HS-94-04 Abeywickrama, Wannisuriya Mudiyanselage Credit for rural development : a case study of Kegalle District Integrated Rural Development Credit Scheme, Sri Lanka Bangkok : Asian Institute of Technology, 1994 142 leaves Thesis ; no. HS-94-04 A thesis submitted in partial fulfillment of the requirements for the degree of Master of Science Thesis (M.Sc.) - Asian Institute of Technology, 1994 This study shows how far a credit scheme is able to overcome conventional problems and objectives of a project. The main focus of this study is to evaluate the sub-credit scheme on industrial credit. Suitability of agricultural credit through institutional mechanism for the study area is another aspect of the study. Reasons behind low disbursement of agricultural credit and characteristics of small industries are analyzed to understand the nature and extent of problems. The sub-credit scheme for small industries is evaluated to understand whether it achieved its objectives. Three aspects, efficiency, effectiveness and economy are considered. Efficiency relating to some aspects has increased, but provision of credit is not very effective since other factors relating to small industries affect the final outcome. Comparison between borrowers and non borrowers relating to outcome do not show a significant difference. Industries which borrowed to initiate projects are not successful compared with those industries which borrowed to expand. Lack of management skills, technical skills, and lack of organizational setup has affected both lenders and borrowers. Policy and operational measures are recommended in order to overcome those problems. Rural credit Sri Lanka Rural development Sri Lanka Wickramanayake, B.W.E., Chairperson Sorpath Pongquan, Examination Committee Poudyal, Lokendra P., Examination Committee Asian Development Bank, Scholarship Donor Asian Institute of Technology. Thesis ; no. HS-94-04 Full-Text http://203.159.5.9/ait-thesis/detail.php?q=B15959 .b11410437 mnait s 251209 2 951104 m a s 0 mnait mnarc 20 40 Barcode : 30050120715098 CREATED : 1995-04-11 RECORD # : i1165420x LPATRON : 1016332 LCHKIN : 2005-05-13 # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 19 TOT RENEW : 8 Barcode : 30050120374714 CREATED : 2016-07-06 RECORD # : i13019314 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 24363 24363 0 0 0 0 MAIN MAIN mnait 2026-08-18 0 AIT Thesis no. HS-94-04 30050120715098 2026-08-18 08:54:31 2 2026-08-18 20 0 0 0 0 MAIN MAIN mnarc 2026-08-18 0 AIT Thesis no. HS-94-04 30050120374714 2026-08-18 08:54:32 1 2026-08-18 40