02111nas a2200241 a 450000500170000000800410001703500150005810000200007324500820009326000670017530000220024249000540026450001240031850200830044252009550052565000300148070000360151070000420154670000460158871000850163481000840171985600660180320260818090406.0110402s2010    th uu|m rtt   0|  a1eng d  a.b120936461 aJayasena, D. M.14aThe determinants of net interest margin (NIM) in the Sri Lanka banking system  aPathum Thani, Thailand :bAsian Institute of Technology,c2010  a33 leaves :bill.1 aResearch studies project report ;vno. SM-10-09    aA research study submitted in partial fulfillment of the requirements for thedegreeof Master of Business Administration  aResearch Studies Project Report (M.B.A.) - Asian Institute of Technology, 2010  aThis research study investigatethe determinants factors of bank Net  Interest Margin (NIM) in Sri  Lanka  using  a  sample  of  103  bank  observation  over  the  period  from  1999  to  2008. Our empirical  results  proved  that  high  operations  cost  in  the  domestic  banks,  credit  risk  measured by  capital  to  assets  ratio,  absence  of  competition,  and  less  diversified  income  sources  are  the main  contributing  factors.  Further  market  interest  rate  negatively  relates  with  bank  interest margin and it shows that deposit rates of the banking sector in Sri Lanka are more sensitive to the  falling  interest  rates.  Further,  ownership  of  the  bank  and  opportunity  cost  measured  by liquidity  assets  to  total  assets  ratio  are  insignificant.  Even  though  bank  concentration  ratio  is insignificant in the model, still Sri Lankan commercial banks use their individual market power for pricing decisions. 0aInterest rateszSri Lanka0 aWinai Wongsurawat,eChairperson1 aBadir, Yuosre,eExamination Committee0 aSununta Siengthai,eExamination Committee2 aAsian Development Bank - Japan Scholarship Program (ADB-JSP),eScholarship Donor2 aAsian Institute of Technology.tResearch studies project report ;vno. SM-10-09  3Full-Textu http://203.159.5.9/ait-thesis/detail.php?q=B06006