03055nas a2200421 a 4500 20260818090406.0 110402s2010 th uu|m rtt 0| a1eng d .b12093646 AIT RSPR no.SM-10-09 Jayasena, D. M. The determinants of net interest margin (NIM) in the Sri Lanka banking system Pathum Thani, Thailand : Asian Institute of Technology, 2010 33 leaves : ill. Research studies project report ; no. SM-10-09 A research study submitted in partial fulfillment of the requirements for thedegreeof Master of Business Administration Research Studies Project Report (M.B.A.) - Asian Institute of Technology, 2010 This research study investigatethe determinants factors of bank Net Interest Margin (NIM) in Sri Lanka using a sample of 103 bank observation over the period from 1999 to 2008. Our empirical results proved that high operations cost in the domestic banks, credit risk measured by capital to assets ratio, absence of competition, and less diversified income sources are the main contributing factors. Further market interest rate negatively relates with bank interest margin and it shows that deposit rates of the banking sector in Sri Lanka are more sensitive to the falling interest rates. Further, ownership of the bank and opportunity cost measured by liquidity assets to total assets ratio are insignificant. Even though bank concentration ratio is insignificant in the model, still Sri Lankan commercial banks use their individual market power for pricing decisions. Interest rates Sri Lanka Winai Wongsurawat, Chairperson Badir, Yuosre, Examination Committee Sununta Siengthai, Examination Committee Asian Development Bank - Japan Scholarship Program (ADB-JSP), Scholarship Donor Asian Institute of Technology. Research studies project report ; no. SM-10-09 Full-Text http://203.159.5.9/ait-thesis/detail.php?q=B06006 .b12093646 mnait u 240403 0 110402 m a u 4 000:001:PDF:b1209364:000333:0:0:0:0:0:0 Abstract-AIT RSPR no.SM-10-09 n mnait mnait mnarc 20 40 Barcode : 30050120569560 CREATED : 2009-03-11 RECORD # : i12663839 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 Barcode : 30050120569586 CREATED : 2011-02-04 RECORD # : i12663840 LPATRON : 1023871 LCHKIN : 2012-05-18 # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 1 TOT RENEW : 2 Barcode : 30050120360036 CREATED : 2016-03-06 RECORD # : i13015746 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 27942 27942 0 0 0 0 MAIN MAIN mnait 2026-08-18 50.00 0 AIT RSPR no.SM-10-09 30050120569560 2026-08-18 09:04:06 1 2026-08-18 20 0 0 0 0 MAIN MAIN mnait 2026-08-18 50.00 0 AIT RSPR no.SM-10-09 30050120569586 2026-08-18 09:04:06 2 2026-08-18 20 0 0 0 0 MAIN MAIN mnarc 2026-08-18 0 AIT RSPR no.SM-10-09 30050120360036 2026-08-18 09:04:06 2026-08-18 40