03470nas|a2200397 i 4500 20260818095205.0 190499s1998 th uzm rtt 00| a1eng d .b11746907 AIT Thesis no. AS-98-19 Thakur, Ghuran Effectiveness of small farmers managed credit program : a comparative study in Nepal Bangkok : Asian Institute of Technology, 1998 149 leaves Thesis ; no. AS-98-19 A thesis submitted in partial fulfillment of the requirements for the degree of Master of Science, School of Environment, Resources and Development Thesis (M.Sc.) - Asian Institute of Technology, 1998 To compare the transaction cost of borrower, transaction cost of lenders, outreach, loan repayment rate and group saving between SFCL and SFDP, a field research was conducted in Piple, Chitwan District, Nepal. This study also attempted to integrate gender dimension in the process of data collection and analysis. The study concludes that SFCL program is more efficient and financially viable than SFDP. Both TCB and TCL have decreased in SFCL. Both saving collection and mobilization have significantly increased. Loan investment has significantly increased. Comparing men, women respondents have significantly less level of literacy, less control in utilization of credit and benefit. But loan repayment rate was found slightly higher in women. Among small farmers, those with less land holding have utilized and repaid larger amounts of loan as compared to those with more land holding. Positive association between land holding and level of literacy was found. Recommendations have been made for preparation of different types of annual plans for individual members, groups, inter- groups and the main committee. SFCL should give more priority in organizing new groups especially for the women's groups (women are more responsible members and loan repayment is better than men). Women should be specially trained so that they can be involved in income generating activities as well as in decision making. Men also need training for more open towards women and successfully implementation of income generating program. Inter groups and local promoters should be mobilized in loan disbursement, collection and saving program. Proper management of fund circulation should be practiced. Credit Nepal Management Hansen, Gunner Kjer, Chairperson Boonjit Titapiwatanakun, Examination committee Darunee Tantiwiramanond, Examination committee DANIDA, Scholarship donor Asian Institute of Technology, Scholarship donor Asian Institute of Technology. Thesis ; no. AS-98-19 Full-Text http://203.159.5.9/ait-thesis/detail.php?q=B13215 .b11746907 mnait y 240411 0 990419 m a y 0 mnait mnarc 22 40 Barcode : 30050120695316 CREATED : 2013-06-09 RECORD # : i1274010x LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 1 TOT CHKOUT : 0 TOT RENEW : 0 Barcode : 30050120359152 CREATED : 2016-09-06 RECORD # : i13027578 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 34965 34965 0 0 0 0 MAIN MAIN mnait 2026-08-18 50.00 0 AIT Thesis no. AS-98-19 30050120695316 2026-08-18 09:52:05 3 2026-08-18 22 0 0 0 0 MAIN MAIN mnarc 2026-08-18 0 AIT Thesis no. AS-98-19 30050120359152 2026-08-18 09:52:05 1 2026-08-18 40