04571nas|a2200493 i 4500 20260817163448.0 011221s2001 th uu m rtt 00| a1eng d .b1184159x eng AIT RSPR no. SM-01-01 Sovannka Ho Assessing the impact of an EU credit program in Cambodia Bangkok : Asian Institute of Technology, 2001 53 leaves Research studies project report ; no. SM-01-01 A research study submitted in partial fulfillment of the requirements for the degree of Master of Business Administration, School of Management Research Studies Project Report (M.B.A.) - Asian Institute of Technology, 2001 Microfinance is nowadays seen as a priority tool in combating poverty. The microfinance providers are taking steps to significantly increase the supply of financial services for the poor. Access by the poor to microfinance and saving programs are crucial in alleviating Cambodia's extreme poverty and accelerating economic growth. PRASAC is one of microfinance provider in Cambodia. To assess the impact of this financial service provider by understanding the socio-economics and characteristics of its clients might be an important tool for improving its activities, end reach the low-income people. This study aims to gain a better understanding of the impact involves a review and assessment of the PRASAC credit program's activities including adherence to design, operation guideline and procedures which is currently implemented. The study is also an attempt to examine the long-term capacity to be self-sustained, and to explain the effects of the credit on it intended beneficiaries. An important finding is that the PRASAC credit program is not very effective, as it is not designed to facilitate credit for the poor. Instead, it is more beneficial to those who are slightly better off and have a small running business in which they can invest in a loan. However, the major impact of the program on loan provider has been to change attitudes towards occupational structure of its clients. Based on its Joan products, the interest rate is very high in compared with the neighbor countries such as Vietnam and Thailand. According to the overall finding of the study, it also indicated that in order to be successful into financially and institutionally sustainable PRASAC II should improve its loan products based on interest rate, term period and range to be more effective to the poor farmers. In terms of human resource training and development of management skills and management information systems are strongly recommended in order to consolidate and strengthen the existing activities to reach self-sustainability and to be benefited for the poor fa1mers in Cambodia. Microfinance Cambodia Credit Cambodia Swierczek, F.W., Chairperson Bechter, Clemens, Examination Committee Ramachandran, Neelakantan, Examination Committee Swedish International Development Cooperation Agency (SIDA), Scholarship donor Asian Institute of Technology. Research studies project report ; no. SM-01-01 Full-Text http://203.159.5.9/ait-thesis/detail.php?q=B07123 .b1184159x mnait u 240612 0 011221 m a u 0 mnait mnait mnarc mnarc mnarc 20 22 40 Barcode : 30050120908099 CREATED : 2001-12-21 RECORD # : i12265408 LPATRON : 1020522 LCHKIN : 2009-04-29 # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 5 TOT RENEW : 4 Barcode : 30050120996268 CREATED : 2001-12-21 RECORD # : i1226541x LPATRON : 1017366 LCHKIN : 2006-06-16 # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 3 TOT RENEW : 3 Barcode : 30050120611693 CREATED : 2012-09-10 RECORD # : i12700861 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 Barcode : 30050160084108 CREATED : 2016-04-05 RECORD # : i12970268 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 Barcode : 30050120987754 CREATED : 2020-09-04 RECORD # : i13268879 LPATRON : 0 LCHKIN : - # RENEWALS : 0 # OVERDUE : 0 IUSE3 : 0 TOT CHKOUT : 0 TOT RENEW : 0 8852 8852 0 0 0 0 MAIN MAIN mnait 2026-08-17 10.00 0 AIT RSPR no. SM-01-01 30050120908099 2026-08-17 16:34:48 1 2026-08-17 20 0 0 0 0 MAIN MAIN mnait 2026-08-17 10.00 0 AIT RSPR no. SM-01-01 30050120996268 2026-08-17 16:34:48 2 2026-08-17 20 0 0 0 0 MAIN MAIN mnarc 2026-08-17 0 AIT RSPR no. SM-01-01 30050120611693 2026-08-17 16:34:48 3 2026-08-17 22 0 0 0 0 MAIN MAIN mnarc 2026-08-17 0 AIT RSPR no. SM-01-01 30050160084108 2026-08-17 16:34:48 1 2026-08-17 40 0 0 0 0 MAIN MAIN mnarc 2026-08-17 0 AIT RSPR no. SM-01-01 30050120987754 2026-08-17 16:34:48 4 2026-08-17 20