000			03093nam a2200385 4500
005			20260817173323.0
008			101198 1985 th r 0000|0 eng d
035			_a.b10025157
099		9	_aAIT Thesis no.HS-85-06
100	0		_aPannarai Chumnanchang
245	1	2	_aA comparative analysis of rural credit markets in irrigated and rainfed areas : _ba case study in Korat province (Thailand)
260			_aBangkok : _bAsian Institute of Technology, _c1985
300			_a118 p.
490	1		_aThesis ; _vno. HS-85-06
500			_aA thesis submitted in partial fulfillment of the requirements for the degree of Master of Science
502			_aThesis (M.Sc.) - Asian Institute of Technology, 1985
520			_aThis study establishes that there are connections between formal a nd informal credit markets in both irrigated and rainfed areas. however, there is more empirica1 evidence in Pleon Long, the irrigated vi1lage than in dong Smong, the rained one. The objectives for obtaining loans in the irrigated village are investment in agricultural machines and covering expenses tor arranging jobs in the Middle East. The objectives for obtaining loans in the rainfed area are to cover household consumption and emergencies such as expenses tor ill-health. It has been found that the distribution of loans from both forma1 and informal lenders is a very strongly correlated with household wealth, especially loans from formal lenders such as commercial banks. This happens because the villagers in the rich or miad1e income group can supply collateral for the guarantee, both with formal and informal lenders. The villages in the poor group have no assets or collateral to guarantee repayment. Even though, there are governmental credit projects f or small farmers such as the Bank tor Agriculture and Agricultural Cooperatives (BAAC) and the Government Credit Cooperatives, the small farmers still face problems of social constraints. Only few of them can be embers of these credit groups through enlisting the support from the rich and for al leaders in their community.
650		0	_aAgricultural credit _xThailand _xNakhon Ratchasima
700	1		_aTips, Walter E. J., _eChairperson
700	1		_aDemaine, Harvey, _eExamination Committee
700	1		_aSomsak Tambunlertchai, _eExamination Committee
710	2		_aThe Government of Australia, _eScholarship Donor
810	2		_aAsian Institute of Technology. _tThesis ; _vno. HS-85-06
856			_3Full-Text _uhttp://203.159.5.9/ait-thesis/detail.php?q=B20076
907			_a.b10025157 _bmnait _cs
902			_a260106
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999			_c19563 _d19563