000 03055nas a2200421 a 4500
005 20260818090406.0
008 110402s2010 th uu|m rtt 0| a1eng d
035 _a.b12093646
099 9 _aAIT RSPR no.SM-10-09
100 1 _aJayasena, D. M.
245 1 4 _aThe determinants of net interest margin (NIM) in the Sri Lanka banking system
260 _aPathum Thani, Thailand :
_bAsian Institute of Technology,
_c2010
300 _a33 leaves :
_bill.
490 1 _aResearch studies project report ;
_vno. SM-10-09
500 _aA research study submitted in partial fulfillment of the requirements for thedegreeof Master of Business Administration
502 _aResearch Studies Project Report (M.B.A.) - Asian Institute of Technology, 2010
520 _aThis research study investigatethe determinants factors of bank Net Interest Margin (NIM) in Sri Lanka using a sample of 103 bank observation over the period from 1999 to 2008. Our empirical results proved that high operations cost in the domestic banks, credit risk measured by capital to assets ratio, absence of competition, and less diversified income sources are the main contributing factors. Further market interest rate negatively relates with bank interest margin and it shows that deposit rates of the banking sector in Sri Lanka are more sensitive to the falling interest rates. Further, ownership of the bank and opportunity cost measured by liquidity assets to total assets ratio are insignificant. Even though bank concentration ratio is insignificant in the model, still Sri Lankan commercial banks use their individual market power for pricing decisions.
650 0 _aInterest rates
_zSri Lanka
700 0 _aWinai Wongsurawat,
_eChairperson
700 1 _aBadir, Yuosre,
_eExamination Committee
700 0 _aSununta Siengthai,
_eExamination Committee
710 2 _aAsian Development Bank - Japan Scholarship Program (ADB-JSP),
_eScholarship Donor
810 2 _aAsian Institute of Technology.
_tResearch studies project report ;
_vno. SM-10-09
856 _3Full-Text
_u http://203.159.5.9/ait-thesis/detail.php?q=B06006
907 _a.b12093646
_bmnait
_cu
902 _a240403
998 _b0
_c110402
_dm
_ea
_fu
_g4
962 _a000:001:PDF:b1209364:000333:0:0:0:0:0:0
_tAbstract-AIT RSPR no.SM-10-09
_vn
945 _lmnait
945 _lmnait
945 _lmnarc
942 _c20
942 _c40
909 _aBarcode : 30050120569560
_bCREATED : 2009-03-11
_cRECORD # : i12663839
_dLPATRON : 0
_eLCHKIN : -
_f# RENEWALS : 0
_g# OVERDUE : 0
_hIUSE3 : 0
_iTOT CHKOUT : 0
_jTOT RENEW : 0
909 _aBarcode : 30050120569586
_bCREATED : 2011-02-04
_cRECORD # : i12663840
_dLPATRON : 1023871
_eLCHKIN : 2012-05-18
_f# RENEWALS : 0
_g# OVERDUE : 0
_hIUSE3 : 0
_iTOT CHKOUT : 1
_jTOT RENEW : 2
909 _aBarcode : 30050120360036
_bCREATED : 2016-03-06
_cRECORD # : i13015746
_dLPATRON : 0
_eLCHKIN : -
_f# RENEWALS : 0
_g# OVERDUE : 0
_hIUSE3 : 0
_iTOT CHKOUT : 0
_jTOT RENEW : 0
999 _c27942
_d27942