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008 190499s1998 th uzm rtt 00| a1eng d
035 _a.b11746907
099 9 _aAIT Thesis no. AS-98-19
100 1 _aThakur, Ghuran
245 1 0 _aEffectiveness of small farmers managed credit program :
_ba comparative study in Nepal
260 _aBangkok :
_bAsian Institute of Technology,
_c1998
300 _a149 leaves
490 1 _aThesis ;
_vno. AS-98-19
500 _aA thesis submitted in partial fulfillment of the requirements for the degree of Master of Science, School of Environment, Resources and Development
502 _aThesis (M.Sc.) - Asian Institute of Technology, 1998
520 _aTo compare the transaction cost of borrower, transaction cost of lenders, outreach, loan repayment rate and group saving between SFCL and SFDP, a field research was conducted in Piple, Chitwan District, Nepal. This study also attempted to integrate gender dimension in the process of data collection and analysis. The study concludes that SFCL program is more efficient and financially viable than SFDP. Both TCB and TCL have decreased in SFCL. Both saving collection and mobilization have significantly increased. Loan investment has significantly increased. Comparing men, women respondents have significantly less level of literacy, less control in utilization of credit and benefit. But loan repayment rate was found slightly higher in women. Among small farmers, those with less land holding have utilized and repaid larger amounts of loan as compared to those with more land holding. Positive association between land holding and level of literacy was found. Recommendations have been made for preparation of different types of annual plans for individual members, groups, inter- groups and the main committee. SFCL should give more priority in organizing new groups especially for the women's groups (women are more responsible members and loan repayment is better than men). Women should be specially trained so that they can be involved in income generating activities as well as in decision making. Men also need training for more open towards women and successfully implementation of income generating program. Inter groups and local promoters should be mobilized in loan disbursement, collection and saving program. Proper management of fund circulation should be practiced.
650 0 _aCredit
_zNepal
_xManagement
700 1 _aHansen, Gunner Kjer,
_eChairperson
700 1 _aBoonjit Titapiwatanakun,
_eExamination committee
700 1 _aDarunee Tantiwiramanond,
_eExamination committee
710 2 _aDANIDA,
_eScholarship donor
710 2 _aAsian Institute of Technology,
_eScholarship donor
810 2 _aAsian Institute of Technology.
_tThesis ;
_vno. AS-98-19
856 _3Full-Text
_uhttp://203.159.5.9/ait-thesis/detail.php?q=B13215
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